Buying life insurance is a piece of cake with all the choices out there to choose from. However, not all choices are worth buying life insurance from so this is where it can start to get tricky. Sometimes you need help from the big guys and choosing an independent life insurance agency may be the best option in order for you to get the best rates possible. There are a couple of life insurance brokerages out there, of course, nothing like us, but we will do an honest review of EFinancial Direct today for those of you who are wondering who they are and what they do! The following are some key points from this article;
- EFinancial.com was founded in 2001 by their founder and CEO Michael Rowell. The company was founded to provide insurance consumers quick and easy access to their life insurance policy.
- They service their consumers by providing a questionnaire/quote form and you will be able to search through their life insurance companies. Once you submit your online application your request will be assigned to one of their customer service agents who will help you expedite your request.
- If you have ever visited the Progressive website for life insurance quotes you probably recognized that for one, you were relocated to eFinancial’s website and two, that it was hard to compare quotes with the company’s life insurance quote engine.
- PROS: 24/7 Quotes, Lead Program, and Health/Auto quotes.
- CONS: Website, In Progressive’s Pocket, One of many.
- We are an independent life insurance agency who work with over 60 top rated companies and have a mission of making life insurance simple. We are not in any big box company’s pocket because our loyalty is not for them it is reserved for our clients and our clients only, so work with us today!
Who is eFinancial Direct?
EFinancial.com was founded in 2001 by their founder and CEO Michael Rowell. The company was founded to provide insurance consumers quick and easy access to their life insurance policy. Michael Rowell wanted to change the game from eating dinner with your local insurance salesman into life insurance being sold over the internet/phone. They have made their website a quick and convenient way to shop for and purchase life insurance 24-hours a day from the comfort of your home or office.
How does EFinancial service their consumers?
Like we mentioned before, Michael Rowell wanted to change the game and have an online life insurance company to provide life insurance purchase anywhere at anytime. They service their consumers by providing a questionnaire/quote form and you will be able to search through their life insurance companies. Once you submit your online application your request will be assigned to one of their customer service agents who will help you expedite your request.
Progressive/EFinancail Life Insurance Review
If you have ever visited the Progressive website for life insurance quotes you probably recognized that for one, you were relocated to eFinancial’s website and two, that it was hard to compare quotes with the company’s life insurance quote engine. Progressive doesn’t offer life insurance policies themselves if you didn’t already know that from Progressive reviews. Progressive’s life insurance products are offered through eFinancial because they have a partnership to work together and promote the term life insurance policies that are being offered.
Pros of eFinancial Direct
There are a number of advantages that eFinancial has such as the following.
24/7 Quotes: One of the advantages that eFinancial has is that you can access their quote engine for life insurance quotes in just a couple seconds. You can shop at your convenience and get an accurate quote for life insurance whether in the daytime or night time.
Health and Auto Insurance: EFinancial has expanded their services from just providing life insurance quotes to health insurance quotes and health insurance quotes. They have made themselves a one-stop shop for quotes!
Cons of EFinancial
EFinancial doesn’t have that many cons, the following are some of their cons.
Website: EFinancial’s website is not up to par as it should be. Their blog is almost vacant and no one has written an article since 2012. This makes us believe they are not as concerned about their customers today as they were in 2012. Their quote engine won’t process your information for a free quote without filling out all of the boxes required. This can get frustrating for those looking for a quote but don’t want to give out their number to get a million calls.
In Progressive’s Pocket: Working with a life insurance company is different than partnering with life insurance companies. Many people frown upon EFinancial’s relationship with Progressive. Because if they work with Progressive, they will push Progressive products (since they have a percentage of $$ going to Progressive and vice versa) and this is not a good thing because if Progressive may not be the best answer for everyone. Being in the pocket of a big box company can make it more difficult to find the best life insurance company for consumers.
One of Many: Another con of EFinancial is that they are among one of many other independent life insurance agencies. With this being said, they should be on top of everything because maybe they were #1 at one point but not now, technology has come so far that other agencies are kicking their behind!
Work with us!
We are an independent life insurance agency who work with over 60 top rated companies and have a mission of making life insurance simple. We are not in any big box company’s pocket because our loyalty is not for them it is reserved for our clients and our clients only. With this being said, not being in a company’s pocket allows us to tailor a policy to each client’s individual needs, health, and lifestyle. Life insurance is not a “one size fits all” kind of thing, everyone is different and have different needs and our team will take the time necessary to provide you with the right product and did we mention our services are FREE? Yes, they are FREE, don’t we all love FREE things?
If you have 30 seconds go below this article and fill out our quote engine to receive FREE and QUICK quotes today while being able to compare them at the same time with other top rated companies! We always recommend for our clients to shop around for quotes until their fingers fall off because this way you can assure yourself that you are getting the best rates humanly possible. But you don’t have to DIY, do it all by yourself when you have us to take advantage of! Give us a call today so that you can spend more time with those who matter the most, your family!
