Insert Symbol or Content Template The plain and simple answer is Yes, you can get as many life insurance policies as you would like. However, there are some limitations, but they have more to do with the total amount of life insurance coverage you are allowed to have in force. For most people, this will […]
A million dollars was a dream goal for many of us when growing up. Even now its quite a nice lump sum of money. But is it really enough when it comes to life insurance and will your loved be okay with a million dollars if you pass? Well, that depends on many different factors […]
Like most people, you must be aware that when applying for life insurance a physical examination is required. This requirement not only slows things down but can be a bit intrusive for some. Although the majority of companies still require an exam there are a handful of companies who let you apply without one. The […]
So you are ready to get yourself a life insurance policy, but not sure on how to buy one. There are many different ways to acquire a life insurance policy, whether it’s from a local agent, your bank or an independent broker. However, there is one way to buy a policy that really stands […]
Buying life insurance is one of the most important things you need to buy to be able to provide financial security for your family. If you stumbled across this article then you are probably not a U.S resident or foreign but still, want to provide financial security by purchasing a life insurance policy in […]
You’re in the military and need to get some life insurance, of course, you have heard of USAA but are wondering if you are making the right choice. We can help you with this by providing the most unbiased and honest information of USAA for you to form your own opinion. After our USAA Life […]
So you decided to start a new business or looking to expand an existing one and need to get a business loan. This can be a wonderful idea, but as you may already know there is one last step. The bank has required you to get a life insurance policy for the purpose of securing a […]
Whether you’re thinking about applying for life insurance or just curious, we will cover exactly what’s on the life insurance application. Life insurance companies use a lot of information to safeguard themselves from bad risk in order to maintain their financial strength. That is why a lot of information is asked up front for the […]
So you are a smoker and finally decided to see if life insurance is both attainable and affordable. Like most people, you probably already heard the horror stories about not being able to get coverage or paying astronomical rates. While the higher rates are not a myth, there is a way to buy life insurance […]
If you are a single mom, well you are a superhero. Not only do you have to raise your kids but you must also provide for them. That is no easy task and due to the lack of time, its quite often that single mothers don’t give enough thought of what would happen to their […]
State Farm is one of the biggest companies in our country. So it’s no surprise that they are a wonderful company which focuses on great service and products to its policyholders. But like most big auto and home companies, State Farm may not be the best deal when it comes life insurance. So whether you have been […]
Millions of American seniors use AARP membership for their discounts and insurance products. However what a lot of them don’t realize is that they are overpaying and not getting the best insurance benefits by going this route. In this case, I am referring to their life insurance offering that you have probably seen on television […]
Most likely you have been solicited by a Primerica agent or a close relative who just signed up to be an agent and now you want to know a little more about the company. Well first off let me go ahead and clarify that Primerica is not a fly by night company. We will go […]
Life insurance is a very touchy subject because most people correlate life insurance with death and some just don’t like talking about death. Good for you for looking to protect your family’s financials when you pass away, you would be surprised on how many people in the U.S don’t have life insurance and don’t find […]
Nearly 10% of women experience gestational diabetes during their pregnancy and few end up developing type 1 or 2 diabetes in the future. Most women will take it as a warning sign which results in positive lifestyle changes in diet and exercise. This really helps to make sure that you don’t develop diabetes in the […]
Getting life insurance when you have diabetes is already difficult but when you have type 1 diabetes it can be close to impossible. Most life insurance companies will turn down anyone who takes insulin. On top of that if you don’t want to go through the traditional medical exam it can be even more complicated. […]
So you know that you need some protection but you don’t need a full policy with a big face amount. Worried that there’s no product for you? That’s where you’re wrong. Final expense life insurance is the ideal solution for your needs – it has enough coverage for the small amount of costs you’ll need […]
Finding the best life insurance company to receive coverage from isn’t the hardest thing in the world but it certainly isn’t the easiest thing to do either. It can be much easier working with an independent life insurance agency, like us, because we do all the dirty work for you! TransAmerica has some of the […]
Fibromyalgia is not as common as other illnesses but it is common enough to affect over 5 million americans. I wrote this article not due to high demand or request but to the fact that the internet doesn’t provide a good source of how Fibromyalgia affects life insurance eligibility. Most people with Fibromyalgia are really […]
As a business owner, you’re deeply invested in the commitment that your employees have to your company. In many cases there are probably several key individuals who play such an important role in your company that the loss of their services could be potentially devastating to your business. This is where key man insurance can […]
Just when you thought you were finishing up the long mortgage application process, the banker informs you that you should buy mortgage protection. It’s a great product label for something Americans have been buying for over a century which is known as Life Insurance. Mortgage protections is usually a decreasing term life insurance policy with […]
Millions of people have one form of anxiety or another but in this article, we are covering general anxiety and not more severe forms such as OCD or PTSD. When applying for life insurance, companies look at you as an overall risk based on your health, family history, dangerous hobbies or occupations and background. Anxiety […]
Simplified life insurance is becoming a great alternative to traditional life insurance plans. As the name suggests this type of coverage makes applying for life insurance simple by eliminating a few steps in the process. But what exactly is simplified issue life insurance and how does it differ from a traditional policy? The following are some key […]
Earlier this year Metlife announced that they will offer a simplified issue term life insurance plan. Simplified issue is a life insurance plan that doesn’t require a medical examination. The reason behind their decision to offer a non med option was to provide an easier entry for people who don’t have life insurance. This has been […]
