Many parents think about the potential of a life insurance policy for their children when looking at life insurance quotes for themselves. There are many different policies available for children, and understanding the benefits of this type of policy can pay off in spades down the road. You’ll want to start by considering the reasons […]
You want to protect your family from the unexpected death and ensure that they will be in a good position if you were no longer around. And the solution to that is pretty easy, life insurance. However, what is not so easy is figuring out what life insurance policy will be the best one. And […]
A big question for those who use e-cigarettes is whether they will be classified as a smoker or nonsmoker for life insurance purposes. More individuals are making use of e-cigarettes to help them quit. E-cigarettes are battery-powered devices that transform a liquid version of flavored nicotine into a vapor. The user then inhales the vapor, […]
When it comes to protection against loss of life, life insurance is like the Swiss knife since it is useful for many different situations pertaining to people or entities that would be at a disadvantage if you were no longer around. Whether your concern is paying for your children’s college education, providing income replacement for […]
You know you need to secure a life insurance policy and know that a term policy is a way to go since its affordable and easy to understand but you are a frugal person and hate the idea that if you outlive the term your premiums are forever gone. Well, you are not the only […]
If you’re a single parent, then the question of whether you should get life insurance is not debatable since too much is at stake. Being a single parent is challenging and time-consuming which might be the reason why so many single parents don’t give life insurance enough thought. In fact, 69% of single parents don’t […]
If you’re like most Americans who are completely lost and confused by insurance industry jargon and don’t know where to start when it comes to life insurance you’ve come to the right place. There are simply way too many different life insurance options and it can seem a little overwhelming. However, we will look at […]
Life insurance should be shopped for with great due diligence because most of the time it can make the difference between your loved ones thriving vs surviving. Most people know that life insurance is a complicated product but the great news is that if you follow some of our tips in this article you will […]
You’re not the only one who gets anxiety when people in lab coats pull out needles! As you already know most life insurance companies require a medical exam which is done by a nurse coming out to your home. This will result in giving a blood sample, urine sample and also checking your build along […]
Everyone wants to save money on life insurance and sometimes people even ask us if we can do better. The answer is we wish it was free so everybody can have it, but life insurance premiums are fixed by the law. So whether you go to direct to the company or use an agent, you […]