Understanding life insurance pricing can get tricky if you don’t know how it is determined. It doesn’t have to be if you understand how life insurance companies determine what risk class to put you in and how that affects your rates. In this article, we will cover all the different factors that go into determining […]
Battling Parkinson’s Disease is difficult enough, you don’t need the complication of trying to secure life insurance to add on to that difficulty. This is why we want to make your process as simple as possible. So can you get life insurance with Parkinson’s? The short answer is Yes, you can get coverage. Let’s talk […]
Most people talk about progress in their careers as a metaphor for combat, but for you there is no need for metaphor, your profession IS combat. It’s no wonder that you would wonder how this particular occupation would affect you getting life insurance. So let’s discuss life insurance for professional fighters. In summary, here is […]
It’s easy to understand why a truck driver would wonder about how life insurance is affected by their occupation. Truck driving is exhausting and often can be, a dangerous business. Surprisingly there isn’t much to worry about when it comes to being a truck driver and life insurance approval. Most life insurance companies don’t view […]
Nearly 71 percent of the Earth’s surface is covered by water, according to the U.S. Geological Survey. Scuba diving is a great way to explore much of this underwater territory. But scuba divers face unique hazards and risks, making life insurance an essential protection vehicle. In summary, you can get life insurance as a scuba diver […]
Branding is a powerful tool that builds trust and banks like Wells Fargo know how to use it to their advantage. As an account holder I’ve done business with Wells Fargo and they provide exceptional service in every aspect of a consumers banking needs. However, when it comes to life insurance do they live up […]
Most people only refer to climbing a mountain on a daily basis as a figure of speech. But you’re a brave soul who does it literally and you want to know how it pertains to life insurance. Well, depending on how you look at it, I may have some good news for you. Let’s talk about […]
“And if you no longer go for a gap that exists, you’re no longer a racing driver because we are competing, we are competing to win.” – Ayrton Senna So you’re a race car driver, one of the few people on this planet who “take that gap” that the beloved Senna consistently mentioned. Race car drivers […]
Despite how fans see it, professional athletes are people too! Normal people with financial responsibilities just like the rest of us. So if you’re a pro athlete you may have a few questions in regards to life insurance. Can I get coverage? Do I need coverage? What kind of coverage should I get? Let’s address […]
Not knowing what comes next can sometimes leave us hesitant to move forward with a decision. Life insurance can often be confusing when dealing with it for the first time and this can understandably cause you to put off applying, which isn’t a good idea for something that is done to protect risk. At InsureChance […]
So you’re one of the few brave souls on this planet who can not only jump out of a plane, but do so frequently. While you may see it as no big deal, I’m sure you can understand why it can worry life insurance companies. But despite that fact, there is good news! No matter how […]
So you’ve been diagnosed with Benign Prostatic Hyperplasia or enlarged prostate and you want to know how this affects your ability to get life insurance. Well you’re at the right place. Let’s summarize what you can expect and then dive into detail. In summary, here’s what you you need to know: You can get life […]
Life insurance companies don’t like taking risks. This is why when applying for coverage there will be numerous questions to determine your rate and whether or not you qualify for coverage. Not only will they ask questions but they will also go into your medical records to verify all this information. So let’s review some of […]
There is often a big misunderstanding amongst customers about no medical exam life insurance. The truth is, they aren’t all what they sound like and can mean very different things from company to company and policy to policy. So let’s quickly summarize the gist of each type and then dive into detail. Basically there are […]
So you and your partner decided to get life insurance! It’s a little crazy that I have to say this in the year 2018 but the good news is, unlike some states, most life insurance companies don’t discriminate when it comes to sexual orientation. However, like any couple, there are things gay couples want to […]
When getting ready to have a baby, life insurance is definitely on the list of things to take care of. So the question is “can I get life insurance if I’m pregnant?” The short answer is yes you can. You can even do so at favorable rates, under certain circumstances. So let’s discuss those in short […]
The common thinking is that if you’re young you don’t need life insurance due to lack of financial responsibilities. That tends to change when things start pilling on as adulthood approaches. Student loans fall into that category of things that place responsibility on you and getting life insurance to protect it is a good idea. […]
Being deemed uninsurable can be frustrating when your family’s financial security is at stake. In the scenario that you’re declined for coverage there are a few things you should consider. While your options may be limited, the “something is better than nothing approach” is not the only one to take here. In summary here a […]
So you’re curious about getting life insurance with Bank of America(BofA) and you want to learn more. As a bank, Bank of America provides an excellent service and I actually have a checking and savings account with them. Getting life insurance is a great idea, however I can’t say the same about getting life insurance […]
It’s time to get life insurance and you want to know how life insurance companies will look at applicants who are diagnosed with arthritis. It’s a legitimate concern since securing a policy will not be as easy as it is for an individual without arthritis. However, it’s not impossible since millions of Americans are diagnosed […]
So maybe your doctor just gave you the “good news” or you just know that you’re on the heavy side. Either way being obese can affect your life insurance rates due to the higher health risk associated with being overweight. Let’s talk about what constitutes obese, morbidly obese and what you can expect from the […]
So you just got married or planning on it and not sure what to do with the topic of life insurance. Well let me help you out “Get It”. The reason is that if you’re like most new families you’ll have children, buy a home, share debt and depend on each others income down the […]
Life insurance is one of the most important things you need to protect your family’s financials. When you pass away your debt does not die off it gets passed down to your family members. If you’re looking for a term life insurance cost calculator simply follow the arrow and use our quote engine to your […]
The company doesn’t shy away to advertise big and its name rings the bell even in the USA, although its origins are in Germany. Whether you were watching Wimbledon, got approached by an agent or simply seen a big ad for Allianz Life and now you want to learn more, you’ve come to the right place. […]
