Test
Like most people, you must be aware that when applying for life insurance a physical examination is required. This requirement not only slows things down but can be a bit intrusive for some. Although the majority of companies still require an exam there are a handful of companies who let you apply without one. The […]
So you are ready to get yourself a life insurance policy, but not sure on how to buy one. There are many different ways to acquire a life insurance policy, whether it’s from a local agent, your bank or an independent broker. However, there is one way to buy a policy that really stands […]
You’re in the military and need to get some life insurance, of course, you have heard of USAA but are wondering if you are making the right choice. We can help you with this by providing the most unbiased and honest information of USAA for you to form your own opinion. After our USAA Life […]
Whether you’re thinking about applying for life insurance or just curious, we will cover exactly what’s on the life insurance application. Life insurance companies use a lot of information to safeguard themselves from bad risk in order to maintain their financial strength. That is why a lot of information is asked up front for the […]
If you are a single mom, well you are a superhero. Not only do you have to raise your kids but you must also provide for them. That is no easy task and due to the lack of time, its quite often that single mothers don’t give enough thought of what would happen to their […]
Millions of American seniors use AARP membership for their discounts and insurance products. However what a lot of them don’t realize is that they are overpaying and not getting the best insurance benefits by going this route. In this case, I am referring to their life insurance offering that you have probably seen on television […]
Just when you thought you were finishing up the long mortgage application process, the banker informs you that you should buy mortgage protection. It’s a great product label for something Americans have been buying for over a century which is known as Life Insurance. Mortgage protections is usually a decreasing term life insurance policy with […]
Millions of people have one form of anxiety or another but in this article, we are covering general anxiety and not more severe forms such as OCD or PTSD. When applying for life insurance, companies look at you as an overall risk based on your health, family history, dangerous hobbies or occupations and background. Anxiety […]
Trying to get life insurance with COPD can be difficult at times since the disease can get progressively worse. It affects millions of Americans and can be life threatening so life insurance companies will approach the application with caution. The condition itself is a combination of Emphysema and Chronic Bronchitis which in most cases are caused […]
It can get a little tiring hearing agents and families talk about the importance of having coverage. The truth is life insurance is not for everyone. Here are 9 reasons why life insurance may not be for you. 1. You hate your kids Let’s be honest kids are annoying. Especially when they’re your own. They’re […]
