Getting life insurance with a DUI is no easy task. If it is not your first time than you might be aware of getting declined or getting charged astronomical rates because of a past DUI. What I want to cover is what the companies look at, rate classes they can assign and possible outcomes based […]
It used to be very hard to get life insurance with sleep apnea in the past. Carriers would give you much higher monthly payments or sometimes even decline an applicant altogether. Fortunately, due to more data showing sleep apnea can be managed with treatment, companies started offering much better rates in recent years. It is […]
Getting life insurance with diabetes can be frustrating at times whether you got declined for coverage before or just don’t know the outcome if you move forward. You are not alone since there is an estimated 23.6 million Americans diagnosed with diabetes. Life insurance is a very important investment because you want to make sure […]
If you are here you are probably asking yourself, “can I get life insurance with a chronic illness?” Well, the odds are on your side. Thanks to improvements in medical treatment many individuals can live long and happy lives by managing their chronic illness. Luckily many life insurance companies recognize that as well. When it […]
There is a huge legislation change going around the country to legalize marijuana and it is a matter of time until it becomes as legal as alcohol and tobacco are. If you use marijuana don’t be alarmed as you can easily obtain a life insurance policy. The objective is of course to get non-smoker rates […]
So during a short lunch break, we ended up watching a Moto GP race that took place in 2009 where Rossi and Lorenzo had an epic battle for the first place. Whether you are a fan of motorsports or not I highly recommend watching this showdown as it demonstrates skill, determination, and human will. After […]
Coming from a family with more than a few pilots both in the military and commercial sectors, I didn’t like the idea of how hard it is getting life insurance if you’re a pilot. From my experience pilots are some of the most healthy and highly disciplined individuals who actually tend to live long healthy lives. […]
Are you a tobacco chewer? If you’re thinking about life insurance and are ready to take the next step, it’s likely that you have uncovered how expensive life insurance can be if you are given a smoker classification. Maybe you don’t consider yourself a smoker, and maybe you don’t feel like it’s fair that you […]
You realized that it was time to secure a life insurance policy or update an existing one but now you are either scratching your head or are very angry with the fact that you’ll be paying a fortune for life insurance. This may be a for a simple fact that most cigar smokers get lumped […]
