So you are a smoker and finally decided to see if life insurance is both attainable and affordable. Like most people, you probably already heard the horror stories about not being able to get coverage or paying astronomical rates. While the higher rates are not a myth, there is a way to buy life insurance […]
Are you a tobacco chewer? If you’re thinking about life insurance and are ready to take the next step, it’s likely that you have uncovered how expensive life insurance can be if you are given a smoker classification. Maybe you don’t consider yourself a smoker, and maybe you don’t feel like it’s fair that you […]
You realized that it was time to secure a life insurance policy or update an existing one but now you are either scratching your head or are very angry with the fact that you’ll be paying a fortune for life insurance. This may be a for a simple fact that most cigar smokers get lumped […]
A big question for those who use e-cigarettes is whether they will be classified as a smoker or nonsmoker for life insurance purposes. More individuals are making use of e-cigarettes to help them quit. E-cigarettes are battery-powered devices that transform a liquid version of flavored nicotine into a vapor. The user then inhales the vapor, […]
