So you know that you need some protection but you don’t need a full policy with a big face amount. Worried that there’s no product for you? That’s where you’re wrong. Final expense life insurance is the ideal solution for your needs – it has enough coverage for the small amount of costs you’ll need paid for when it comes to for burial, but you won’t break the bank paying for premiums.
Benefits
For the most part, final expense coverage is a lot like guaranteed issue life insurance. For smaller face amounts, you need to only answer a few questions to be qualified. You don’t have to go through the arduous process of a paramedical exam or having to sit on hold while you beg your doctor’s office for medical records yet again. Instead, you can get coverage pretty quickly since so little is required on your end. Ideal for the person who has only a few needs but wants them lined up quickly, final expense is perfect if you are concerned about burial costs.
If you’re having difficulties affording life insurance perhaps you can try to save some money on your medicare supplement policy. A lot of seniors look for places where they can save a few bucks before applying for a life insurance coverage. You should compare medicare supplement plans for potential savings that you can use for a final expense policy.
Nobody wants to leave their family with the pressure and stress of having to come up with burial funds. Coping with the grief is difficult enough, but having a final expense life insurance policy in place makes it easier for your family to complete the funeral arrangements that you need. You’ll take the burden off of their shoulders and ensure that all the needs are taken care of without any financial pressures on them.
It’s much easier to get a final expense policy than it is other types of insurance. This is because the face amount is generally very limited. For the most part, final expense coverage is most perfect for people seeking face amounts of $50,000 or less. Perhaps you don’t need income replacement or money to help pay off a mortgage or other debts. If your needs are small, your policy can be small, too. A lot of people don’t like the invasion of privacy that they fear with a traditional life insurance policy. You’ll have to share medical details about yourself and your family members and some people simply aren’t comfortable writing down these details. In final expense life insurance, you only have to provide some basic information about yourself in order to move forward.
Trying to go through the emotions of losing a spouse, family member, or beloved friend is a challenge for anyone. For those who love you most, having the plan the burial or memorial services can fly by like a blur, especially if anyone is in a state of shock or having difficulty coping with your death. When you purchase final expense coverage, that’s one less thing your family members will have to struggle with. Your final gift will be the final assurance that the arrangements are taken care of. This can be a wonderful legacy and blessing to leave behind, allowing your family to focus on healing and taking care of one another.
Don’t delay – final expense life insurance policies usually have set premiums that are very affordable. It won’t take long to have your policy in hand once you apply, so there’s no need to wait and think about it. Your concerns will be swept away when you purchase protection ahead of time. Take care of the burial expenses for your own peace of mind and for your family today by contacting us for a quote at 888-492-1967.
