Just like many Americans you finally had some free time to ponder and realized that if something happens to you, your family might be in a bad spot. Then, you most likely got approached by an agent or got a mailer about Sentinel Insurance Company. Well, you have come to the right place because we are an independent life insurance agency that works with over 60 different carriers and not to too our own horn we know a thing or two about what makes a life insurance company good. So is Sentinel a scam definitely not it is a reputable company but we need to look into how they rate next to all the heavyweight contenders. If you like to get a quick summary here it is below otherwise feel free to read the whole article:
- Sentinel Insurance Company offers a whole life insurance policy and final expense insurance.
- According to A.M Best, they have been rated a “B++” or good.
- A life insurance rating is one of the most important things that you should look at before anything else because it shows their ability to pay claims.
- New Vantage Life is a whole life insurance policy. This policy has a simple application process and can be completed without having to do a medical examination.
- Whether you choose to buy coverage from Sentinel Insurance Company or not you should still shop around for quotes. Shopping around for quotes will give you an opportunity to know that you are getting the best deal around because all insurance companies offer different rates and you should compare those quotes. If you have 30 seconds you should go below this article and see for yourself what top rated companies have to offer just by simply filling out our quote engine!
Sentinel Insurance Company 2017 Review
Since the inception of Sentinel Insurance Company, they have managed to keep their goal throughout their history and that has been to provide the best possible insurance products and services to their clients. They take great pride in their prompt service and have paid many claims the same day they have been received. Sentinel Insurance Company offers a whole life insurance policy and final expense insurance. According to A.M Best, they have been rated a “B++” or good.
Sentinel Insurance Company Product Offerings
Like we mentioned before, Sentinel Insurance Company offers two kinds of life insurance, whole life insurance, and final expense insurance.
New Vantage Life Insurance
- New Vantage Life is a whole life insurance policy.
- Whole life insurance is a form of permanent life insurance and provides coverage for, you guessed it, your WHOLE life!
- This policy doesn’t require a medical exam.
- Their underwriting process is minimal and you can get approved if you can answer most of he questions with a “NO”.
- Just like every permanent life insurance policy, this one offers the opportunity to build cash value.
- You can access this cash value at any time through loans.
- You can cancel a life insurance policy within the 30 day free look period.
Final Expense Insurance
- Final Expense is a whole life policy designed to pay for bills associated with death.
- This could include medical bills, but what is most important your funeral and burial costs.
- Final expense insurance is a type of permanent life insurance is doesn’t expire but is more expensive than a term life insurance policy.
Work with us!
So Sentinel is not a bad insurance company but is not great either due to their “B+” rating, which may not sound bad but why go with that rating when there are a ton of reputable companies with “A” or higher rating like Prudential, TransAmerica, and many others. Personally, we don’t work with any carriers that have a rating lower than “A” and we happen to work with over 60 different carriers. Sentinel does have some decent products but not anything you can’t get through one of the more reputable companies. Best thing you can do is work with an independent life insurance broker like us to get the best rate with a reputable company. Feel free to check out some pricing on one of our quoters or call one of our insurance pro’s to get a no obligation quote. And speaking of no obligation we don’t charge anything for our service. That’s right completely free to get you the most savings with all the household name life insurers. So call, chat or request an application today!
